The Ben Franklin Middlebury, Vermont. This is one outlet in a chain of "five-and-dime" (or inexpensive) arts and crafts stores found in small towns throughout the United States. The chain was perhaps the first retail franchise, starting in 1927. It is named after American "founding fther" Benjamin Franklin, taking a cue in their merchandise offerings from Franklin's saying, "A penny saved is a penny earned." Photo by Carol Highsmith, 2017